You need to exchange Bitcoin first to spend it on PayPal. Click "EXCHANGE" on the top panel of the SpectroCoin website, choose bitcoins (BTC) as Pay Currency and the currency of your linked PayPal card as Receive Currency. After your funds are exchanged, click on "CARDS" and then navigate to "LOAD" next to the aforementioned card. Choose your load amount and then click on "LOAD". Enter your SpectroCoin second-factor authentication. Once your SpectroCoin debit card is loaded you can use it to pay for your goods and services.