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Annex 5: Dedicated IBAN Agreement

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Valid from: 2021-12-15

Dedicated IBAN Agreement

Thank you for choosing SpectroCoin. The following SpectroCoin Dedicated IBAN Agreement (referred to herein as the "Agreement") applies and you agree to it if you use Dedicated IBAN services, offered via the Site (the "Dedicated IBAN"). You should read this Agreement carefully if you use Dedicated IBAN service.

Your Dedicated IBAN is issued and operated by SpectroCoin partner company (the "Partner"). Please read our Partner's Terms and Conditions pertaining to your Dedicated IBAN. Please also familiarize yourself with the Partner's Privacy Policy as it describes how your personal data will be processed.

  1. Interpretation and Definitions

    1. In this Agreement all definitions will have the meaning assigned to them under the General Terms and Conditions (the "Terms") which can be found on the Site. Additional definitions may be provided throughout this Agreement. Separate definitions can be settled in the Partner's terms and conditions.
    2. The matters not regulated by this Agreement, including but not limited to eligibility, creating account with SpectroCoin, fees, liability and indemnification, etc., are regulated by the Terms.
    3. All matters related with the Dedicated IBAN and every detail of the Dedicated IBAN use are regulated by the Partner’s terms and conditions.
  2. Scope of Agreement and Acceptance

    1. This Agreement is applicable if your SpectroCoin company is UAB Spectro Finance or Spectro Finance OÜ (hereinafter in this Agreement referred to as the "SpectroCoin") and when you order, use or terminate the use of your Dedicated IBAN.
    2. By taking the first action required to order the Dedicated IBAN, you acknowledge that you have read, understood, and completely and unconditionally agree to be bound by and accept this Agreement, Partner’s terms and conditions, and all the policies and guidelines that are incorporated herein by reference. If you do not agree with the Agreement and/or individual provisions of the Agreement, you cannot order and/or use the Dedicated IBAN.
    3. You can order the Dedicated IBAN by following the instructions provided in the Wallet or specific Dedicated IBAN area of the Site.
  3. Partner

    1. At all times the Dedicated IBAN service is provided by the Partner.
    2. We can change the Partner at our sole discretion. You will be informed about that.
  4. Liability and Indemnification

    1. SpectroCoin will not be liable for any direct or indirect loss or damage you may incur because of your use or inability to use your Dedicated IBAN. SpectroCoin does not have control over and is not liable for the products or services that are paid for via your Dedicated IBAN or the risks associated.
    2. If you do not use your Dedicated IBAN in accordance with this Agreement or we find that you are using your Dedicated IBAN fraudulently, we reserve the right to charge you for any reasonable costs that we incur in taking action to stop you using your Dedicated IBAN and to recover any amount owed because of your activities.
    3. You will be liable for all losses, costs and expenses incurred by us or the Partner in respect of an unauthorized payment transaction where you have acted fraudulently or have with intent or gross negligence failed to comply with this Agreement and will reimburse all such losses, costs, and expenses on demand and on an indemnity basis.
  5. Termination

    1. This Agreement will apply as long as you have your Dedicated IBAN.
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