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Cookiebeleid

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Valid from: 2020-01-06

Cookie Policy

This cookie policy (hereinafter the "Cookie Policy") applies to your use of the website https://spectrocoin.com and other domains of ours such as https://spectrocoin.com/crypto-loans/app, https://exchange.bankera.com (hereinafter each of them - the "website") and explains the types of cookies we use, how we collect information about the website's visitors or customers (hereinafter "you") and how that information is used.
If you have any questions about this Cookie Policy, please contact us at [email protected]
  1. What are cookies?

    Cookies are small information files found in websites you visit and stored in your computer or mobile device. Each cookie helps to remember your preferences (your browsing habits, actions and settings), resume where you left off, and customise some functions. Part of the cookies also allow us to monitor the frequency of visits and collect general statistical information about the website's traffic, as well as deliver personalised content and track the effectiveness of our ad campaigns on third party websites.

    Cookies may be classified as follows:

    By duration:

    • Session cookies
      Session cookies are cookie files that are stored in a temporary storage location. They expire once the user leaves the site or closes the browser. The cookies and all data associated to them are deleted at the end of the browsing session.
    • Persistent cookies
      Persistent or permanent cookie files remain stored on your computer or device until they are deleted or until they reach their expiration date. Each cookie has a different lifespan.

  2. By purpose:

    • Necessary cookies
      Some cookies are essential for the website's navigation, performance, security and functionality. These cookies are required in order to deliver information and services to you.
      For example, necessary cookies are used to display content, allow you to log in to your account, etc. Without these cookies, some parts of our website cannot function properly. Please note that necessary cookies are essential and do not require consent.
    • Preference cookies
      Preference cookies (also known as "customised cookies") enable our website to remember information that alters the way it looks or functions, allowing you to customise your experience on our site.
      For example, preference cookies remember you when you return to our website and open the homepage in your preferred language based on your current location, or provide Live Chat support if needed.
    • Statistical cookies
      Statistical cookies (also known as "performance improvers") help us understand how you use and interact with the website and allow us to make it better. These cookies are anonymous and provide us generalised data.
      For example, these cookies collect information about how visitors move around the website when they are using it, and help us to identify recurring errors that they may encounter. This allows us to provide necessary information for our users and to update the website according to their interests.
    • Marketing cookies
      Marketing cookies (also known as "targeters" or "advertising cookies") are used to deliver targeted content based on behavioural traits. These cookies are placed on the website by our third party service providers and they may remember your web browsing activity and actions across websites, as well as be used to analyse demographic information such as age and gender. Also, marketing cookies can be used to track the effectiveness of our ad campaigns on third party websites. Only anonymised information is gathered and used, with the purpose of providing you relevant content.
      These cookies allow us, for example, to advertise our services for potential customers after they exit our website, serving these potential customers ads on other sites they visit later.

    By the party that implements the cookies:

    • First-party cookies
      These cookies are issued by the website itself when a customer access it directly. First party-cookies often serve to recognize the user's data and preferences.
    • Third-party cookies
      These cookies are created by third parties and used on our website. The aim of third-party cookies is often to collect information in order to carry out behaviour and demographics research, targeted marketing, etc. By setting their cookies on our website third parties may also use other partners for cookie matching which may implement their cookies, as well. The list of the third-party selected partners may vary depending on their business relationship, therefore, for more information about partners engaged by third-party you should look at third-party's website (i.e. third-party's privacy policy).

      Please note that the classification may vary depending on the third-party company and some cookies may contain features from different cookie types. For more information about cookies, please read the "Cookies we use" section.
  3. Why do we use cookies?

    We use cookies to learn how you use our site. By using cookies, we can provide you with a faster and better access experience on the website. We may use cookies in order to:
    • ensure the website functions properly;
    • constantly improve and develop the website;
    • analyse flow and personalize marketing content for you;
    • provide third parties' content.
  4. How do we use cookies?

    We use cookies to enhance your browsing experience by:
    • recognising your preferred settings;
    • giving you a browsing experience that is unique and provides you with content which we believe improves your site experience;
    • analysing how you use our site, which helps us to troubleshoot problems and to monitor our own performance.
  5. Cookies we use


    Necessary cookies
    Category Provider Purpose Creation time Validity term Usage
    Category PLAY_SESSION Provider Spectrocoin.com Purpose This cookie enables the use of the website Creation time Upon arrival at the website Validity term session Usage Unique ID
    Category __cfduid Provider Cloudflare Purpose This cookie identifies individual clients behind a shared IP address and apply security settings on a per-client basis. Creation time Upon arrival at the website Validity term 1 year Usage Unique ID, duration
    Category uaid Provider Sift Science Purpose This cookie enables us to protect website from bad actors and functions as a defence line. Creation time Upon arrival at the website Validity term session Usage Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other technical information), source of traffic, general anonymized demographics and interest groups
    Category userLang Provider Spectrocoin.com Purpose This cookie remembers the user's selected language version of a website Creation time Upon arrival at the website Validity term session Usage Selected language
    Category isCookiesAllowed_1903 Provider Spectrocoin.com Purpose This cookie disables the banner upon entry of the website. Creation time Upon arrival at the website, after the cookie banner is accepted Validity term 20 years Usage Selection of the website's language
    Category connect.sid Provider .apiary.io Purpose This cookie is used to maintain user sessions for authentication. Creation time Upon arrival at the website Validity term 1 month Usage Name of the session ID
    Category globalPreferences Provider .apiary.io Purpose This cookie enables content and information provided and owned by the cookie's provider to be allocated in the SpectroCoin website Creation time Upon arrival at the website Validity term 1 month Usage Unique ID
    Category _gat Provider .jsapi.apiary.io Purpose This cookie does not store any user information, it is only used to limit the number of requests that have to be made to doubleclick.net. Creation time Upon arrival at the website Validity term 1 minute Usage Unique ID
    Category _gid Provider .jsapi.apiary.io Purpose This cookie is used to distinguish users. Creation time Upon arrival at the website Validity term 24 hours Usage Unique ID
    Category utm_uuid Provider Spectrocoin.com Purpose Used to identify user between first entry to the website and their subsequent actions on the website. Creation time Upon the entry to the website Validity term Until user logs in Usage Unique ID
    Category AMP_TOKEN Provider Google Purpose Allows identification of single user between regular and AMP pages. AMP pages is a Google feature that strips all unnecessary content from page, allowing for easier reading and faster load times on small mobile screens. These pages are served from googles or other providers servers, so an ID is required to link user between our servers, and their servers. Creation time Upon the entry to the website Validity term 30 seconds to 1 year Usage Unique ID
    Category ACCESS_TOKEN, REFRESH_TOKEN, P_SESSION_ID, ACCESS_TOKEN_SIGNATURE Provider Spectrocoin.com Purpose Authenticates a user. When user performs a login, a key is generated and stored in these cookies, together with information on when the login occurred, when it will expire and some additional security related data. Part of these cookies is then sent to server when user performs any action. Server is able to identify user and check if he has permission to perform that action. Some security related data about user is tracked, such as last login, suspicious activity including amount of incorrect login attempts, etc. Creation time Upon login to website or if "forgot password" clicked Validity term Until browser closed Usage ACCESS_TOKEN, REFRESH_TOKEN, P_SESSION_ID: Unique ID, duration, authentication, security related data, security analysis
    ACCESS_TOKEN_SIGNATURE: Signature of ACCESS_TOKEN cookie (ensures it was not modified)
    Category
    a) 1P_JAR
    b) ANID
    c) APISID
    d) CONSENT
    e) HSID
    f) NID
    g) SAPISID
    h) SID
    i) SIDCC
    j) SSID
    k) OTZ
    l) DV
    Provider Google Purpose These cookies are used by Google Recaptcha, which help the company to detect abusive traffic on its website without any user friction and hereby protect the website from spam and abuse. Google Recaptcha uses an advanced risk analysis engine and adaptive challenges to keep automated software from engaging in abusive activities on the company's site. Therefore, the use of Google Recaptcha is indispensable for the security of the website. These cookies may also be used for other purposes set by Google. In order to know more, please check Google’s terms of use and privacy available here: https://policies.google.com/terms https://policies.google.com/privacy. Creation time Upon opening a page with Google ReCaptcha, for ex. the "login" page Validity term
    a) 1 month
    b) 2 years
    c) 3 years
    d) 20 years
    e) 3 years
    f) 2 years
    g) 2 years
    h) 2 years
    i) 6 months
    j) 2 years
    k) 1 day
    l) 1 hour
    Usage User's preferences and other information such as the preferred language, the number of search results to be displayed on the page, result if the Google SafeSearch should be activated or not. For more information about usage you may check Google terms of use and privacy available here: https://policies.google.com/terms / https://policies.google.com/privacy
    Preference cookies
    Category Provider Purpose Creation time Validity term Usage
    Category lc_sso8419881 Provider Spectrocoin.com Purpose To enable LiveChat on the website Creation time Upon arrival at the website and after the cookie banner is activated Validity term 1 year, 8 months, 24 days Usage Unique ID
    Category __lc_mcid Provider .accounts.livechatinc.com Purpose This cookie is necessary for the functionality of the website's chat-box function Creation time Upon arrival at the website Validity term 3 years Usage Unique ID
    Category __livechat_lastvisit Provider livechatinc Purpose This cookie stores information about the last time the chat was loaded by the user and the domain URL Creation time Upon arrival at the website Validity term 3 years, 30 days Usage Username, language, number of chat sessions, time of the last visit, number of side views, number of sessions downloaded by the chat solution, agent who provided support to the user, session ID, potential goal, domain URL
    Category __livechat Provider livechatinc Purpose This cookie is used to hide the user's personal customisation of LiveChat Creation time Upon arrival at the website Validity term 3 years, 30 days Usage User name, language, number of chat sessions, time of the last visit, number of side views, number of sessions downloaded by the chat solution, agent who provided support to the user, session ID, potential goal achievements
    Statistical Cookies
    Category Provider Purpose Creation time Validity term Usage
    Category _gali Provider Google Analytics Purpose This cookie evaluates the visitor's use of the website, compiling reports on website activity for website operators and enhancing customer experience on the website. Creation time Upon arrival at the website Validity term 30 seconds Usage Unique ID
    Category _gat Provider Google Analytics Purpose This cookie does not store any user information, it is only used to limit the number of requests that have to be made to doubleclick.net. Upon arrival at the website Validity term 1 minute Usage Unique ID, duration
    Category _ga Provider Google Analytics Purpose This cookie is used to distinguish users. Creation time Upon arrival at the website Validity term 2 years Usage Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other technical information), source of traffic, general anonymized demographics and interest groups
    Category _gid Provider Google Analytics Purpose This cookie is used to distinguish users. Creation time Upon arrival at the website Validity term 24 hours Usage Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other technical information), source of traffic, general anonymized demographics and interest groups
    Category GPS Provider .youtube.com Purpose This cookie enables tracking based on geographical location. Creation time Upon the entry to any page containing a Youtube embedded video Validity term 1 day Usage Unique ID
    Category PREF Provider .Google Purpose This cookie is used by Google to keep statistics of how the visitor uses YouTube videos across different websites. Creation time Upon the entry to any page containing a Youtube embedded video Validity term 8 months Usage Unique ID
    Category VISITOR_INFO1_LIVE Provider .youtube.com Purpose This cookie tries to estimate the users' bandwidth on pages with integrated YouTube videos. Creation time Upon the entry to any page containing a Youtube embedded video Validity term 179 days Usage Unique ID
    Category YSC Provider .youtube.com Purpose This cookie keeps statistics of what videos from YouTube the user has seen. Creation time Upon the entry to any page containing a Youtube embedded video Validity term session Usage Unique ID
    Category _hjid Provider hotjar.com Purpose It is used to persist the random user ID, unique to that site on the browser. This ensures that behavior in subsequent visits to the same site will be attributed to the same user ID. Creation time Upon arrival at the website if the website's visitor falls for sampling Validity term 365 days Usage Unique ID
    Category _hjIncludedInSample Provider hotjar.com Purpose This cookie is set to let Hotjar know whether that visitor is included in the sample which is used to generate funnels. Creation time Upon arrival at the website if the website's visitor falls for sampling Validity term 365 days Usage Unique ID
    Marketing Cookies
    Category Provider Purpose Creation time Validity term Usage
    Category __ssid Provider Google.com Purpose This cookie is used for advertisement purposes Creation time Upon arrival at the website and after the cookie banner is activated Validity term 4 years Usage Unique ID
    Category fr Provider .facebook.com Purpose This cookie is used for advertisement purposes Creation time Upon arrival at the website Validity term 3 months Usage Encrypted Facebook ID and Browser ID
    Category C Provider Adform Purpose This cookie identifies if user's browser accepts cookies.
    1 – Cookies are allowed
    3 – Opt-out
    Creation time Upon arrival at the website Validity term If C=1 - 60 days
    If C=3 - 365 days
    Usage Unique ID
    Category TPC Provider Adform Purpose This cookie identifies if user's browser accepts the cookies Creation time Upon arrival at the website Validity term 14 days Usage Unique ID
    Category GCM Provider Adform Purpose This cookie identifies if there is a need to re-check partner's cookie matching existence Creation time Upon arrival at the website Validity term 1 day Usage Unique ID
    Category CM Provider Adform Purpose This cookie identifies if there is a need to re-check partner's cookie matching existence (set by AdServing) Creation time Upon arrival at the website Validity term 1 day Usage Unique ID
    Category CM14 Provider Adform Purpose This cookie identifies if there is a need to re-check partner's cookie matching existence (set by Cookie Matching) Creation time Upon arrival at the website Validity term 14 days Usage Unique ID
    Category token Provider Adform Purpose This cookie enables the security of opt out functionality of cookies' acceptance Creation time Upon arrival at the website Validity term session Usage Unique ID
    Category otsid Provider Adform Purpose This cookie enables to op out the acceptance of the cookies Creation time Upon arrival at the website Validity term 365 days Usage Unique ID
    Category uid Provider Adform Purpose This cookie is used as unique identifier Creation time Upon arrival at the website Validity term 60 days Usage Unique ID
    Category cid Provider Adform Purpose This cookie is used as unique identifier (Cookie ID) Creation time Upon arrival at the website Validity term 60 days Usage Unique ID
    Category adtrc Provider Adform Purpose This cookie identifies if browser information was gathered Creation time Upon arrival at the website Validity term 7 days Usage Unique ID, browser information
    Category SR Provider Adform Purpose This cookie stores information about sequential rotator Creation time Upon arrival at the website Validity term 1 day Usage Unique ID, total impressions, daily impressions, total clicks, daily clicks, and last impression date
    Category CT Provider Adform Purpose This cookie identifies last click membership for 3rd party pixels on advertiser's pages Creation time Upon arrival at the website Validity term 1 hour Usage Unique ID
    Category EBFCD Provider Adform Purpose This cookie identifies daily frequency capping for expanding banner Creation time Upon arrival at the website Validity term 7 days Usage Unique ID
    Category EBFC Provider Adform Purpose This cookie identifies total frequency capping for expanding banner Creation time Upon arrival at the website Validity term 7 days Usage Unique ID
    Category CFFC Provider Adform Purpose This cookie compounds banner frequency capping Creation time Upon arrival at the website Validity term 7 days Usage Unique ID
    Category DigiTrust.v1.identity Provider DigiTru.st Purpose This cookie is used as user identifier Creation time Upon arrival at the website Validity term 7 days Usage Unique ID
  6. How can you change your cookie preferences?

    You can revoke your cookie consent . In this case, only necessary cookies will be stored. Please note that, in some cases, deleting cookies may slow down your web browsing, restrict the functionality of certain features or block your access to the website.

    You can also set your browser to accept all cookies, reject all cookies or notify you when a cookie is downloaded. Each browser is different, therefore, if you do not know how to change your cookie settings, check out its help menu. Your device's operating system may also have additional cookie controls, so you can change them in order to refuse the use of cookies.

    Our website may contain links to third party websites. Please note that we are not responsible for the content, privacy principles or cookies they use on such websites. Therefore, if you visit them, you should familiarize yourself with their privacy and cookie policies.
  7. Changes to the Cookie Policy

    In order to comply with changes in legislation on the use of cookies, in generally accepted practices related to the use of cookies or other relevant reasons, we may update this Cookie Policy from time to time, at our sole discretion. All changes shall become effective upon posting the revised Cookie Policy and you are solely responsible for reviewing it. Your continued use of the website following any revisions to the Cookie Policy will constitute your acceptance of such changes.

    For more information about personal data processing, please check our Privacy Policy.
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