Crypto loans

Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies.
Withdraw:1,000 EUR
Loan: -
Interest / APR:-
Daily interest:-
Term: 1 year

Why us

High LTV ratio

Very high loan-to-value (LTV): 75%

We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral.

Low loan minimum

Super low minimum: €25

We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR).

Banker token benefits

Benefits with Banker tokens (BNK)

Banker tokens help you both save and earn. With BNK you always get lower interest rates.

Competitive rates

Competitive rates

We offer competitive loan rates and no hidden fees. Choose the best option for you!

Flexible repayment schedule

Flexible repayment

Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date.

How it works

Choose when and how much to repay. Interest payments are debited monthly from your account.

Deposit assets

Deposit assets

Deposit assets in the currency of your planned collateral.

Choose terms

Choose your terms

Choose the withdrawal amount, LTV, collateral amount and currency.

Receive loan

Receive your loan

Withdrawals will be made directly to your account.

Maintain LTV

loan-to-value %

Keep an eye on the value of your collateral. Keep it under control by repaying loan or increasing collateral.

Repay loan

Repay loan
& pay interest

Interest payments are debited automatically every month. Loan is repaid manually on the platform.


Use cases

Crypto holders

Get financing without selling your cryptocurrencies. Place Bitcoin, Ether or other crypto assets as collateral and receive a loan of up to 75% of the collateral value.

Crypto investment funds

Use the loan for investments, leveraging positions, or to diversify your portfolio.

Businesses that have exposure to crypto assets

We offer financing to various companies that own crypto assets.

Brokerages and exchanges

Use funds to invest in growth, get financing for operational expenses or for other specific business purposes you may have.

Get a crypto loan now

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