Terms & Conditions

SpectroCoin

1. General Terms & Conditions
   1. Annex 1: Virtual Currency Wallet Agreement
   2. Annex 2: Card Agreement
   3. Annex 3: Loans Agreement
   4. Annex 4: Dedicated IBAN Agreement
2. Acceptable Use Statement
3. Risk Warning Statement
4. Privacy Policy
   1. For EU
   2. For non-EU
5. Cookie Policy
6. AML Policy
7. Complaints Management Policy
8. Referral Program Policy

SpectroCoin Loans

1. General Terms & Conditions
   1. Acceptable Use Statement
   2. Risk Warning Statement
2. Privacy Policy
3. SpectroCoin Loans Disclaimer

These terms and policies are subject to change from time to time, so please make sure that you accept all the policies, terms, and conditions listed above when using our services.